Intelligent, Instant Payments
Payments that really deliver (and delight)
The SKUx Smart Payments platform can securely deliver a branded virtual debit card, virtual gift card or promo code instantly to a consumer anytime, anywhere, via email, QR code, SMS, chat or social media direct message.
Smart Payments Platform
Instant, Intelligent Payments for any Purpose
The SKUx Smart Payments platform was designed to enable smart, instant, and secure payment connections between merchants, manufacturers, and networks — all with the end consumer top of mind.
SKUx enables business to seamlessly engage directly with consumers by delivering a real-time, digital payments to a mobile device, supporting a wide variety of use cases covering many industries.
Drive trial for new products/services
Collect valuable first-party data
Reward market research participation
Re-engage with latent customers
Instant digital rebates & coupons
Just-in-time customer support
Real-time digital refunds (no paper checks)
Win-back upset customers
Optimize product recall fulfillment
Mitigate check/coupon fraud
Sales goal achievements
Team building competitions
Employer-driven health programs
Instant digital fund disbursements
Employer-led aid programs
Post-event long-term support
Dynamic Spend Control
Ultimate Payment Flexibility to Fit Your Needs
Dynamic spend controls are rules-based restricted spend capabilities for virtual prepaid card programs.
Choose one or more filters to control how, where, and when consumers can effectively redeem award, rebate or promotional dollars.
Filtering rules are executed in real-time prior to the transaction being sent for authorization, greatly improving response times and makes it easy to make program changes mid-campaign if needed.
Branded virtual card for use online or wherever tap-to-pay is accepted
By Merchant Category
Branded virtual card for use only at certain merchant categories
By Merchant Name or ID
Branded virtual card for use only at a specific merchant brand or identifier
By Date & Timeframe
Create a sense of urgency and control promotional budgets by limiting spending to specific dates and/or timeframes
Restrict spending to retailers in specific state or zip code boundaries to ensure desired consumer behaviors
Branded virtual card for use only after the consumer exceeds a predetermined basket total (minimum spend)
Branded Virtual Prepaid Rewards
Less consumer friction, more consumer insights
When it comes to digitally sending cash rewards or reimbursements, there are a few options available, but none provide a user experience quite like a branded virtual debit card via SKUx.
No app or account is needed to access funds instantly, ready to spend in-store or online. In addition to a smooth, immersive brand payment experience, gain access to valuable spending insights such as card activations, soft or depleted balances, and transaction location data.
Delivery to spending in <60 seconds
No need for account creation
No bank account or debit card needed
Branded payment experience
Access to consumer spending insights
No app download required
No mobile phone # required