Redefining How Value Moves

At SKUx, we believe value should move with purpose. We help organizations deliver payments, incentives, and aid exactly as intended through technology built for transparency, accountability, and trust. The result is a more secure and meaningful way for value to flow.

How It All Began

Why the System Needed Changing

The existing ecosystem is antiquated with low customer redemption, delayed merchant financial recovery, minimal data and significant fraud.

We knew something better was possible. So we built it.

Our Values

The Way We Work Matters

Our values aren’t statements on a wall—they’re the standards we hold ourselves to every day. They guide how we build, how we collaborate, and how we show up for our customers, partners, and each other.

  1. We Lead With Integrity
    Trust is earned through actions, not words. We do what's right, communicate openly, and hold ourselves to the highest standards of honesty and transparency.
  2. We Challenge What's Possible
    We believe innovation comes from questioning assumptions and rethinking how things have always been done. We're constantly looking for better ways to solve problems and create value.
  3. We Own the Outcome
    Accountability starts with ownership. We take responsibility for our work, follow through on our commitments, and learn from both successes and setbacks.
  4. We Succeed Together
    Great ideas can come from anywhere. We create an environment where people are empowered to contribute, collaborate openly, and help each other do their best work.
Our team

Built by People Who’ve Been Inside the Problem

Our team has decades of experience with payments, loyalty, and customer engagement. But more importantly, we have an obsession with fixing what’s broken.

We’ve seen budgets wasted, customers walk away, and back-end systems slow the front end down. So we built something better – and we built it to work.

We know what’s at stake when transactions fall short. That’s why we’re committed to unlocking value with every transaction, it’s in our DNA.

Patented Core Capabilities

SKUx is trademarked and protected under U.S. Patents 12,131,331, 11,288,697, 11,615,435, and 12,293,383—offering SKUx clients a robust product suite of patented solutions across a variety of major industries, from CPG promotions to Healthcare Healthy Benefits. SKUx owns an exclusive commercial agreement with Fintiv, Inc. to distribute payments and stored value to the mobile wallet. A flagship patent in the Fintiv portfolio is U.S. Patent No. 8,843,125, titled “System and method for conducting monetary transactions between a mobile phone and a card reader.” This patent essentially claims techniques for provisioning a contactless payment applet on a mobile device to conduct transactions with a point-of-sale reader—the core mechanism of mobile wallet value transfers, the likes of Apple Pay, Coinbase, etc.