Unlocking Value with Every Transaction
Make the shift to digital-first intelligent customer experiences that deliver rewards & incentives instantly, seamlessly and exactly where your customers need them most.
A New Era in Customer Experience
Say goodbye to clunky checkouts and old-school reward systems. SKUx delivers a faster, smarter, more seamless way to engage customers – right when it matters.
Digital-First
No coupons or paper. Spendable value delivered straight to the customer's mobile wallet. Ready to use when they are.
Brand-Led Journeys
Every touchpoint is fully customizable to your brand, keeping the experience consistent.
Smarter Targeting
Reach the right people with the right offers using real-time data and dynamic spend controls.
Clearer Results
See how every promotion performs with redemption insights delivered straight to your business.
What Seamless Delivery Really Looks Like
With our Payments X Promotions platform you can skip the paper, the wait, and the guesswork. SKUx powers a better customer experience.
Explore Our Solutions
Offers & Promotions
Boost campaign performance with item-level offers delivered instantly and securely.
Loyalty Solutions
Enhance loyalty programs with high-value, flexible rewards that feel meaningful.
Humanitarian Aid & Recovery
Deliver timely financial relief with accuracy, traceability, and ease.
Preventive Care & Wellness
Support delivery of business funded health and wellness programs promoting physical and mental well being.
Modern Acceptance for Modern Retailers
Your Point of Sale (POS) shouldn’t be the reason offers fail. When systems can’t accept all forms of payments – from digital promotions to healthy benefit programs – new and existing loyal customers slip away.
Approval X Acceptance gives you a way to keep up, with seamless validation at checkout and zero disruption on the floor.
Let the Facts Speak for Themselves
Proven Impact for Leading Brands
Explore how leading brands are using SKUx to unlock measurable value – from boosting engagement to delivering seamless digital experiences. Dive into real-world use cases and see what’s possible.
Patented Core Capabilities
SKUx is trademarked and protected under U.S. Patents 12,131,331, 11,288,697, 11,615,435, and 12,293,383—offering SKUx clients a robust product suite of patented solutions across a variety of major industries, from CPG promotions to Healthcare Healthy Benefits. SKUx owns an exclusive commercial agreement with Fintiv, Inc. to distribute payments and stored value to the mobile wallet. A flagship patent in the Fintiv portfolio is U.S. Patent No. 8,843,125, titled “System and method for conducting monetary transactions between a mobile phone and a card reader.” This patent essentially claims techniques for provisioning a contactless payment applet on a mobile device to conduct transactions with a point-of-sale reader—the core mechanism of mobile wallet value transfers, the likes of Apple Pay, Coinbase, etc. SKUx owns a license in perpetuity to U.S. Patents 8,099,368, 8,244,643, 8,280,776, 8,370,265, and 9,292,852. The ‘368 patent family represents the core architecture underlying today’s global transaction infrastructure, establishing the intermediary-based framework for PAN tokenization, token service providers (TSPs), and modified authorization request flows. According to EMVCo, over 95% of all U.S. card-present transactions now run on the PAN tokenization model, the exact model these patents invented and govern.
Ready to Unlock More Value With Every Transaction?
Whether you’re solving for scale, speed, or smarter customer experiences, SKUx is built to deliver. Let’s talk about what it can do for you.
