Reimagining Digital Commerce
Every payment, promotion, and point of sale should be a seamless connection – not a barrier. That’s why SKUx is redefining the digital standard: where data, trust, and outcomes move together in real-time.
It’s not just about re-shaping transactions, it’s about unlocking more value with every one.
Why the System Needed Changing
The existing ecosystem is antiquated with low customer redemption, delayed merchant financial recovery, minimal data and significant fraud.
We knew something better was possible. So we built it.
The Way We Work Matters
We’re a values led business. These aren’t just words – they shape how we think, build, and show up for our clients.
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We believe in resourcefulness.
The smartest solutions often come from looking at what already exists, and optimizing what is readily available.
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We believe in forward-thinking.
We challenge what is and imagine what could be - for our partners and their customers.
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We believe in equity.
We build systems that include, not exclude. That means designing for accessibility - so everyone can access what they’re owed, without barriers or complexity.
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We believe in entrepreneurship.
Progress happens when we’re bold enough to try. Curiosity, courage and action drives every process.
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We believe in integrity.
We do what’s right - even when no one’s looking.
Built by People Who’ve Been Inside the Problem
Our team has decades of experience with payments, loyalty, and customer engagement. But more importantly, we have an obsession with fixing what’s broken.
We’ve seen budgets wasted, customers walk away, and back-end systems slow the front end down. So we built something better – and we built it to work.
We know what’s at stake when transactions fall short. That’s why we’re committed to unlocking value with every transaction, it’s in our DNA.
Patented Core Capabilities
SKUx is trademarked and protected under U.S. Patents 12,131,331, 11,288,697, 11,615,435, and 12,293,383—offering SKUx clients a robust product suite of patented solutions across a variety of major industries, from CPG promotions to Healthcare Healthy Benefits. SKUx owns an exclusive commercial agreement with Fintiv, Inc. to distribute payments and stored value to the mobile wallet. A flagship patent in the Fintiv portfolio is U.S. Patent No. 8,843,125, titled “System and method for conducting monetary transactions between a mobile phone and a card reader.” This patent essentially claims techniques for provisioning a contactless payment applet on a mobile device to conduct transactions with a point-of-sale reader—the core mechanism of mobile wallet value transfers, the likes of Apple Pay, Coinbase, etc.