SKUPay®
Item-level payments done right.
SKUPay® by SKUx is a multi-patented technology solution transforming how item-specific consumer payments and incentives – Product-Based Payments™ – are delivered, redeemed, settled, and reported.
With SKUPay, partners can deliver serialized, product-level payments down to the UPC (universal product code), ensuring that payment for eligible items are authorized and ineligible items are declined.
SKUPay addresses significant end market needs; from healthcare, to CPG, to loyalty, to government disbursements, and beyond.
Built for retailers, with consumers top of mind
No basket data sharing required, so UPC data stays within the merchant domain
One-to-many program acceptance shortens the time to market up to 90%
A mobile-first digital solution built on modern technology, while still supporting plastic
Frictionless point-of-sale implementation lowers merchant deployment costs and time to market by 100x
SKUPay is payment type agnostic, enabling flexible transaction routing
Unlocks new incremental value the merchant can pass on to shoppers
Built for retailers, with consumers top of mind
No basket data sharing required, so UPC data stays within the merchant domain
One-to-many program acceptance shortens the time to market up to 90%
A mobile-first digital solution built on modern technology, while still supporting plastic
Frictionless point-of-sale implementation lowers merchant deployment costs and time to market by 100x
SKUPay is payment type agnostic, enabling flexible transaction routing
Unlocks new incremental value the merchant can pass on to shoppers
Many opportunities for payment innovation
Healthy Benefits
Drive healthy habits by filtering products at the UPC level, supporting HSA/FSA programs and more.
Customer Care & Recovery
Give consumers a customer service experience they expect in today’s digital mobile world.
Promotions 2.0
Create awareness, measure purchase intent, collect first-party data and ensure you reach the consumers you want.
Employer-Funded Wellness
Securely provide financial assistance for employees ongoing or in the event of an unforseen crisis.
WIC/EBT/SNAP
Embedded cryptographic filtered product lists for need assistance programs stop fraud before payment can be processed.
Government Disbursements
Deliver funds instantly, securely and verify they reached the intended recipents.
Many opportunities for payment innovation
Healthy Benefits
Drive healthy habits by filtering products at the UPC level, supporting HSA/FSA programs and more.
Customer Care & Recovery
Give consumers a customer service experience they expect in today’s digital mobile world.
Promotions 2.0
Create awareness, measure purchase intent, collect first-party data and ensure you reach the consumers you want.
Employer-Funded Wellness
Securely provide financial assistance for employees ongoing or in the event of an unforseen crisis.
WIC/EBT/SNAP
Embedded cryptographic filtered product lists for need assistance programs stop fraud before payment can be processed.
Government Disbursements
Deliver funds instantly, securely and verify they reached the intended recipents.