SKUPay®

Item-level payments done right.

SKUPay® by SKUx is a multi-patented technology solution transforming how item-specific consumer payments and incentives – Product-Based Payments™ – are delivered, redeemed, settled, and reported.

With SKUPay, partners can deliver serialized, product-level payments down to the UPC (universal product code), ensuring that payment for eligible items are authorized and ineligible items are declined.

SKUPay addresses significant end market needs; from healthcare, to CPG, to loyalty, to government disbursements, and beyond.

Built for retailers, with consumers top of mind

No basket data sharing required, so UPC data stays within the merchant domain

 

One-to-many program acceptance shortens the time to market up to 90%

 

A mobile-first digital solution built on modern technology, while still supporting plastic

 

Frictionless point-of-sale implementation lowers merchant deployment costs and time to market by 100x

SKUPay is payment type agnostic, enabling flexible transaction routing

 

Unlocks new incremental value the merchant can pass on to shoppers

 

Built for retailers, with consumers top of mind

No basket data sharing required, so UPC data stays within the merchant domain

 

One-to-many program acceptance shortens the time to market up to 90%

 

A mobile-first digital solution built on modern technology, while still supporting plastic

 

Frictionless point-of-sale implementation lowers merchant deployment costs and time to market by 100x

SKUPay is payment type agnostic, enabling flexible transaction routing

 

Unlocks new incremental value the merchant can pass on to shoppers

 

Many opportunities for payment innovation

Healthy Benefits

Drive healthy habits by filtering products at the UPC level, supporting HSA/FSA programs and more.

Customer Care & Recovery

Give consumers a customer service experience they expect in today’s digital mobile world.

Promotions 2.0

Create awareness, measure purchase intent, collect first-party data and ensure you reach the consumers you want.

Employer-Funded Wellness

Securely provide financial assistance for employees ongoing or in the event of an unforseen crisis.

WIC/EBT/SNAP

Embedded cryptographic filtered product lists for need assistance programs stop fraud before payment can be processed.

Government Disbursements

Deliver funds instantly, securely and verify they reached the intended recipents.

Many opportunities for payment innovation

Healthy Benefits

Drive healthy habits by filtering products at the UPC level, supporting HSA/FSA programs and more.

Customer Care & Recovery

Give consumers a customer service experience they expect in today’s digital mobile world.

Promotions 2.0

Create awareness, measure purchase intent, collect first-party data and ensure you reach the consumers you want.

Employer-Funded Wellness

Securely provide financial assistance for employees ongoing or in the event of an unforseen crisis.

WIC/EBT/SNAP

Embedded cryptographic filtered product lists for need assistance programs stop fraud before payment can be processed.

Government Disbursements

Deliver funds instantly, securely and verify they reached the intended recipents.

The SKUPay® network is being launched in early 2024 in partnership with the world’s leading retailers, POS partners, and payments companies.